The Everyday Banking & Card Fee Worksheet

List every fee you're currently paying, from a $12 monthly checking fee to a premium card's annual fee, side by side. Work through the same breakeven math this site uses, on paper, with your own numbers.

• A fee-by-fee worksheet for your current checking account and cards
• The same breakeven formula used in the card-matcher calculator, laid out step by step
• A one-page overdraft and budget buffer checklist
• Questions worth asking before applying for any card, including a premium one

No payment, no account, no waiting for an email — the PDF downloads the moment you submit.